Wallet
Matching phase 1
Voucher · no obligation
Basic insurance under the KVG. Mandatory in Switzerland — the deadline runs from the day you take up residence.
How redeeming works
Without personal liability insurance, hardly anyone in Switzerland will rent to you. Both together, in full.
Liability and comprehensive cover. If you import a car, you need it before the first drive.
Everything unlimited: calls, messages, data. Swiss network, customer service that speaks your language.
Withholding tax is often charged too high. If you do the maths, you claim back what is yours. Deadline: 31 March.
Pillar 3a, pension fund, vested benefits. What you set up today works for decades.